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Funding Sources - Medicare


Medicare is a federally funded health insurance program, designed to provide health insurance to people age 65 and over and certain people with disabilities. The Centers for Medicare & Medicaid Services (CMS) runs the Medicare program, and the Social Security Administration helps by enrolling qualified participants into the program.

Medicare has two parts. Part B is the medical insurance part of Medicare that pays for Durable Medical Equipment (DME). In order for Part B carriers to be reimbursed for DME, two conditions must be met. First, the DME must be necessary and reasonable either in the treatment of an injury or illness, or in improving the function of an impaired body part. Second the DME must be for use in the individual's home. The necessary part of the first requirement is met by obtaining a doctor's prescription that includes the diagnosis and prognosis for the individual, the reasons behind prescribing the DME, and the length of time that the DME will be needed. The requirement for reasonableness is much more complex. The guidelines the Part B carrier can use in determining reasonableness include weighing the expense against the anticipated therapeutic benefits, investigating less costly alternatives, and determining if the DME will serve the same purpose as equipment readily available to the individual. If the DME fails the reasonableness test, reimbursement in full is usually denied.

Eligibility Requirements

Medicare is health insurance coverage for those persons who are either 65 years of age or older, who are blind, totally and permanently disabled and have been receiving Social Security disability payments for 24 months, or who have end-stage renal disease. Many Medicare recipients are also eligible for Medicaid benefits. In those cases Medicaid will pay the Part B insurance premiums plus the co-insurance and deductible amounts and other charges sponsored by Medicaid but not covered by Medicare.

Application Process

You can apply for Medicare at the local offices of the Social Security Administration.

Medicare Medical Policy for Your State

For information on Medicare, select your state below.

Alabama (Region C)
Alaska (Region D)
Arizona (Region D)
Arkansas (Region C)
California (Region D)
Colorado (Region C)
Connecticut (Region A)
Delaware (Region A)
District of Columbia (Region B)
Florida (Region C)
Georgia (Region C)
Hawaii (Region D)
Idaho (Region D)
Illinois (Region B)
Indiana (Region B)
Iowa (Region D)
Kansas (Region D)
Kentucky (Region D)
Louisiana (Region C)
Maine (Region A)
Maryland (Region B)
Massachusetts (Region A)
Michigan (Region B)
Minnesota (Region B)
Mississippi (Region C)
Missouri (Region D)
Montana (Region D)
Nebraska (Region D)
Nevada (Region D)
New Hampshire (Region A)
New Jersey (Region A)
New Mexico (Region C)
New York (Region A)
North Carolina (Region C)
North Dakota (Region D)
Ohio (Region B)
Oklahoma (Region C)
Oregon (Region D)
Pennsylvania (Region A)
Puerto Rico (Region C)
Rhode Island (Region A)
South Carolina (Region C)
South Dakota (Region D)
Tennessee (Region C)
Texas (Region C)
Utah (Region D)
Vermont (Region A)
Virginia (Region B)
Washington (Region D)
West Virginia (Region B)
Wisconsin (Region B)
Wyoming (Region D)

DMERC Region A

Our Customer Service Unit can be reached by calling
(570) 735-9445 or 1 (800) 842-2052
between the hours of 8:00 a.m. and 4:00 p.m.

DMERC Region A - benefits website

You may also write to us at:
DMERC Region A
P.O. Box 6800
Wilkes-Barre, PA 18773-6800

DMERC Region B

Our Customer Service Unit can be reached by calling
1 (800) 270-2313 or TDD line for hearing impaired (317) 841-4677

You may also write to us at:
DMERC Region B
P.O. Box 240
Indianapolis, IN 46206-6162

DMERC Region C

Our Customer Service Unit can be reached by calling
1 (800) 213-5452

DMERC Region C - benefits website

You may also write to us at:
Palmetto Government Benefits Administrators
DMERC Region C
P.O. Box 100141
Columbia, SC 29202-3141

DMERC Region D

Our Customer Service Unit can be reached by calling
1 (800) 899-7095

DMERC Region D - benefits website

You may also write to us at:
DMERC Region D
CIGNA Medicare
P.O. Box 690
Nashville, TN 37202

Return to Funding Sources

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