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United KingdomFunding Sources - Workers' Compensation
State laws vary on requirements for employers to carry Workers’ Compensation insurance on their employees, however it is usually based on the number of workers employed. This insurance is to cover expenses the employee might accumulate from any work-related injuries (the definition of work-related injuries varies by state). Private insurance carriers actually provide the insurance for employers. Assistive devices, equipment, and home modifications can all be paid under Workers' Compensation under certain conditions.
Eligibility Requirements
Requirements vary by state, however most states require the injured worker to notify the employer verbally and in writing within a certain time period. In some states the employer has the right in the first instance to designate the medical provider that injured employees must use. Most states specify that to qualify for Workers’ Compensation insurance that the employee be injured in an accident while performing the job however check with your state’s requirements.
Application Process
Check with your employer for specific application requirements. Unless the accident is a life and death emergency and you must seek medical help to prevent death or serious damage to your health, you must usually first notify your employer or supervisor that you have been injured before obtaining any medical care. All injuries, no matter how small, should be reported to your employer.
Workers' Compensation Policy for Your State
For information on Workers' Compensation, select your state below.
AlabamaAlaska
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Alabama Workers' Compensation
Alaska Workers' Compensation
Arizona State Fund Workers' Compensation Insurance
Arkansas Workers' Compensation Commission
California Workers' Compensation Institute
Colorado Division of Workers' Compensation
Connecticut Workers' Compensation Commission
Delaware Workers' Compensation
District of Columbia Workers' Compensation
Florida Workers' Compensation
Georgia Workers' Compensation
Hawaii Workers' Compensation
Idaho Workers' Compensation
Illinois Workers' Compensation
Indiana Workers' Compensation
Iowa Workers' Compensation
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Louisiana Workers' Compensation
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Maryland Workers' Compensation
Massachusetts Workers' Compensation
Michigan Workers' Compensation
Minnesota Workers' Compensation
Mississippi Workers' Compensation
Missouri Workers' Compensation
Montana Workers' Compensation
Nebraska Workers' Compensation
Nevada Workers' Compensation
New Hampshire Workers' Compensation
New Jersey Workers' Compensation
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New York Workers' Compensation
North Carolina Workers' Compensation
North Dakota Workers' Compensation
Ohio Workers' Compensation
Oklahoma Workers' Compensation
Oregon Workers' Compensation
Pennsylvania Workers' Compensation
Puerto Rico Workers' Compensation
State Policy (In Spanish)
